Requests for credit submitted on this website may be originated by one of our Bank Lending Partners, including: CBW Bank, Member FDIC and First Electronic Bank.

A Line of Credit through CreditFresh is an expensive form of credit and should not be used as a long-term financial solution.

¹ Not all requests are approved; duration of approval process may vary. Credit limits may range between $500 to $10,000 and are subject to change. The exact credit limit available may vary depending on your state of residence, individual circumstances and verification of your information.
² The exact impact of payment(s) and/or account activity on your Line of Credit through CreditFresh to your credit score is unknown as your credit score is influenced by numerous contributing factors.
³ If approved, any requested funds will typically be deposited into your bank account the same business day; timing of funding may vary. The date and time the funds are made available to you by your bank are subject to your bank’s policies. For specific funding cut-off times, click here.
⁴ If you have an upcoming due date and would like to set up an Automated Clearing House (ACH) payment, your request must be received by 6:00 PM ET one (1) business day before your due date. Processing of payments are subject to your bank’s policies.
⁵ Applying will not impact your credit score with the major credit bureaus. If your application for credit is approved, your account activity will be reported to TransUnion.
⁶ If approved, you can request a draw at any time, so long as you have available credit, your account is in good standing, and you otherwise meet any criteria required to request a draw from your account.