CreditFresh is a service provider, not a bank. Requests for credit submitted on this website may be originated and funded by one of our Bank Lending Partners, including: CBW Bank, Member FDIC, Column N.A., a nationally chartered bank, or First Electronic Bank. The credit products available through each Bank Lending Partner may vary.

Our Bank Lending Partners reserve the right to assess your creditworthiness and ability to pay periodically, which may impact how you use your Line of Credit.

A Line of Credit through CreditFresh is an expensive form of credit and should not be used as a long-term financial solution.

¹ Not all requests are approved; duration of approval process may vary. Credit limits may range between $500 to $15,000 and are subject to change. The exact credit limit available may vary depending on the Bank Lending Partner, your state of residence, individual circumstances and verification of your information. Applications for a Line of Credit are subject to final eligibility and approval.

² If approved, any requested funds will typically be deposited into your bank account the same business day; timing of funding may vary. The date and time the funds are made available to you are subject to your financial institution’s policies. For specific funding cut-off times, click here.

³ If approved, you can request a draw at any time, so long as you have available credit, your account is in good standing, and you otherwise meet any criteria required to request draws from your account. For the FreshLine Line of Credit, a Cash Advance Fee is automatically deducted from each requested draw.

⁴ Checking your eligibility will not impact your credit score with the major credit bureaus. If your application for credit is approved, your account activity may be reported to TransUnion. Making on-time payments may help you build your credit history and impact your credit score over time. However, the exact impact will vary, as credit scores are influenced by multiple contributing factors.

⁵ To learn more about the cost of credit for the products offered by our Bank Lending Partners, click here.

⁶ The exact impact of payment(s) and/or account activity on your Line of Credit through CreditFresh to your credit score is unknown as your credit score is influenced by numerous contributing factors.