A Better Way to Borrow

Get a personal line of credit between $500 – $3,5001




Unlike traditional online loans (such as installment loans), with a CreditFresh Line of Credit, you aren’t
required to borrow the entire amount you are approved for all at once. Access the money you need anytime, so long as you
have available credit2.

The product is easy to understand, with one simple charge for each billing cycle based on the amount of money you have
withdrawn and clear repayment terms. No cash advance fees, late fees, early payment fees, or annual fees.



Transparent and Competitive Pricing

With the CreditFresh Line of Credit, it’s easy to know how much you will be charged each billing cycle. Here’s how your
Minimum Payment is calculated:

For each billing cycle, you’ll be charged a Billing Cycle Charge based on the Average Daily Principal Balance that
appears on your Periodic Statement. Additionally, a portion of your Minimum Payment will be applied to your Outstanding
Principal Balance to help ensure you are always paying down what you owe.

See Billing Cycle Charge table below:

If the “Average Daily Principal Balance” appearing on your Periodic Statement is: If you are paid weekly, bi-weekly or semi-monthly, your Billing Cycle Charge will be: If you are paid monthly, your Billing Cycle Charge will be:
$0.01 – $9.99 $5.00 $10.00
$10.00 – $249.99 $15.00 $30.00
$250.00 – $499.99 $30.00 $60.00
$500.00 – $749.99 $40.00 $80.00
$750.00 – $999.99 $55.00 $110.00
$1,000.00 – $1,249.99 $70.00 $140.00
$1,250.00 – $1,499.99 $85.00 $170.00
$1,500.00 – $1,749.99 $95.00 $190.00
$1,750.00 – $1,999.99 $105.00 $210.00
$2,000.00 – $2,249.99 $115.00 $230.00
$2,250.00 – $2,499.99 $120.00 $240.00
$2,500.00 – $2,749.99 $135.00 $270.00
$2,750.00 – $2,999.99 $145.00 $290.00
$3,000.00 – $3,249.99 $160.00 $320.00
$3,250.00 – $3,500.00 $175.00 $350.00



3-Step Process to Open Your Line of Credit

Step 1
Submit Your Request

Step 2
Get Approved1

Step 3
Request a Draw
A CreditFresh Line of Credit by CBW Bank provides you with the financial flexibility to have a
safety net for unexpected expenses that may come your way. Submit a request today – the process is simple,
quick, and completely transparent, with clear terms and no unexpected or hidden charges.



Why Choose a CreditFresh Line of Credit?

Lower Rates than Traditional Small-Dollar Loans and No Hidden Fees

You are only charged for the credit that you use with the flexibility of an online Line of Credit. No cash advance fees, late fees, early payment fees or annual fees!

Fast Funding3

Enjoy fast funding within 1 business day3 so that you can handle emergency expenses with utmost urgency.

Trusted by 18,000+ Customers

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